Home Loan

 
1. Maximum Loan Limit Rs.70,00,000/-(Rs Seventy Lacs Only) per beneficiary of a dwelling unit
2. Purpose For construction / purchase of houses/ flats by individuals for residential use or for repayment of loan obtained for purchase / construction of house property.
3. Period of Loan Maximum 240 months, inclusive of moratorium or repayment holiday granted.
4. Moratorium Period Maximum 18 months from the date of initial disbursement or completion of construction, whichever is earlier.
5. Rate of Interest Click to Get 
6. Margin 20% of agreement cost. Stamp duty and registration fee not to be reckoned for eligibility.
7. Security Mortgage of the residential house / flat purchased with bank finance.
8. Guarantors Minimum two guarantors acceptable to bank having net income and net worth commensurate with the quantum of loan / EMI of housing loan.
9. Share Holding 2.5% of the loan amount & guarantors will have to become regular members of bank
10. Process fee As per the prevailing schedule of service charges of our bank
   
* For More Details on Eligibility Criteria and Documents Required, Please contact any of our branches or send mail to us.
* conditions apply – sanction of loan at the discretion of bank.