Personal Loans

LOANS UNDER SUKHDAYEE SCHEME (LOANS TO MEET VARIOUS DOMESTIC / PERSONAL NEED)

 
1. Maximum Loan Limit Rs.5,00,000/- (Rupees Five Lacs Only)
2. Purpose For meeting personal/ceremonial/medical expenses of self / dependent. For purchase of household articles, consumer durables, repair / renovation of house property, repayment of debt etc.
3. Period of Loan Maximum 60 months
4. Rate of Interest Click to Get 
5. Margin Nill
6. Collateral Security 50% of loan amount. Can be waived, if undertaking from employer for deduction of EMI is available.
7. Guarantors Minimum two guarantors acceptable to bank having minimum net salary / income of Rs.10,000/- p.m.
8. Share Holding 5% of the loan amount & guarantors will have to become nominal members of our bank
9. Process fee 1% + Service Tax.
   
* For More Details on Eligibility Criteria and Documents Required, Please contact any of our branches or send mail to us.
* conditions apply – sanction of loan at the discretion of bank.