| 1. | Maximum Loan Limit | Rs.70,00,000/-(Rs Seventy Lacs Only) per beneficiary of a dwelling unit |
| 2. | Purpose | For construction / purchase of houses/ flats by individuals for residential use or for repayment of loan obtained for purchase / construction of house property. |
| 3. | Period of Loan | Maximum 240 months, inclusive of moratorium or repayment holiday granted. |
| 4. | Moratorium Period | Maximum 18 months from the date of initial disbursement or completion of construction, whichever is earlier. |
| 5. | Rate of Interest | Click to Get |
| 6. | Margin | 20% of agreement cost. Stamp duty and registration fee not to be reckoned for eligibility. |
| 7. | Security | Mortgage of the residential house / flat purchased with bank finance. |
| 8. | Guarantors | Minimum two guarantors acceptable to bank having net income and net worth commensurate with the quantum of loan / EMI of housing loan. |
| 9. | Share Holding | 2.5% of the loan amount & guarantors will have to become regular members of bank |
| 10. | Process fee | As per the prevailing schedule of service charges of our bank |
| * For More Details on Eligibility Criteria and Documents Required, Please contact any of our branches or send mail to us. | ||
| * conditions apply – sanction of loan at the discretion of bank. | ||
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