LOANS UNDER SUKHDAYEE SCHEME (LOANS TO MEET VARIOUS DOMESTIC / PERSONAL NEED)
| 1. | Maximum Loan Limit | Rs.5,00,000/- (Rupees Five Lacs Only) |
| 2. | Purpose | For meeting personal/ceremonial/medical expenses of self / dependent. For purchase of household articles, consumer durables, repair / renovation of house property, repayment of debt etc. |
| 3. | Period of Loan | Maximum 60 months |
| 4. | Rate of Interest | Click to Get |
| 5. | Margin | Nill |
| 6. | Collateral Security | 50% of loan amount. Can be waived, if undertaking from employer for deduction of EMI is available. |
| 7. | Guarantors | Minimum two guarantors acceptable to bank having minimum net salary / income of Rs.10,000/- p.m. |
| 8. | Share Holding | 5% of the loan amount & guarantors will have to become nominal members of our bank |
| 9. | Process fee | 1% + Service Tax. |
| * For More Details on Eligibility Criteria and Documents Required, Please contact any of our branches or send mail to us. | ||
| * conditions apply – sanction of loan at the discretion of bank. | ||